May 2nd, 2025

Overview

2XL Commercial Finance successfully arranged a £400,000 commercial mortgage for a Leicestershire-based business. The funding was used to refinance an existing facility and release additional working capital to support the company’s growth.

This deal highlights our ability to deliver tailored solutions for returning clients, having assisted the same business with the original purchase of the property five years ago.

The Challenge

In today’s challenging economic climate, many businesses are facing financial pressures while holding significant equity in their commercial properties. The client required a solution that would allow them to refinance their existing facility, restructure short-term liabilities, and unlock working capital to strengthen cash flow and support future plans.

Our Solution

Drawing on our experience in commercial lending, our MD Darren Willoughby worked closely with the client to:

  • Secure a £400,000 commercial mortgage on competitive terms

  • Refinance the existing facility to reduce overall liabilities

  • Release equity tied up in the property to inject working capital into the business

  • Provide a flexible funding structure designed to support growth and stability

Client Feedback

“It’s a tough environment out there for many businesses at present and cash is very much king for a lot of them. A number of landlords and businesses have equity tied up in their commercial properties, so being able to release funds to inject into the business via a remortgage is often a good solution. It also allows businesses to tidy up their finances and pay off any costly short-term liabilities to free up cash to grow and maintain their businesses.

This deal was particularly pleasing given it was a returning client whom we assisted in the initial purchase some five years ago.”
— Darren Willoughby, MD, 2XL Commercial Finance

Results

  • £400,000 commercial mortgage secured

  • Refinanced existing facility and reduced liabilities

  • Released working capital to support business growth

  • Strengthened a long-standing client relationship

Looking Ahead

We’re proud to have supported this client once again and helped them unlock capital to grow their business in a challenging market. By structuring flexible solutions around their needs, we continue to deliver funding that supports long-term stability and success.