I'm proud of how we have grown as a business. The service and results we endeavour to deliver for all our clients is the very foundation of our success.
Meet the Team
Here at 2XL commercial we have just under 100 years of commercial banking and commercial finance broking experience and you are certainly in the right place.
Using our extensive commercial banking background, we can assess, advise and assist with putting in place all types of business commercial and property finance.
Our professional team always seek to fully understand your requirements and coupled with access to a range of panel lenders, will ensure we deliver the right financial solution whether it be buying your own premises, raising capital to grow your business or property portfolio or even raising money from a pension fund – we will be happy to assist no matter what stage you are at within your business journey.
Darren Willoughby is the Managing Director of 2XL. Since co-founding 2XL Commercial in 2007, he has continued to work with a wide variety of introducers across the North West and in 2010 established the East Midlands office, working with a multitude of professionally introduced clients as well as direct introductions.
Darren graduated in law before fighting off 12,000 candidates to join Lloyds TSB on their business and corporate graduate scheme. He then went onto become a Business Manager looking after a multitude of clients. Latterly he became the youngest Business Development Manager in the bank and a constant top 20 performer nationally. Since establishing 2XL Commercial Finance, Darren is very much hands on in the business and takes great pride in making deals happen and ensuring customers get the right funding solution at the best possible rate for his clients
Darren works with a number of introducers such as Accountants , IFAs and Pension fund Administrators and has particular specialisms in Property Portfolio Refinance where in 2017 , he completed a £10.8 million portfolio refinance.
Darren established 2xl Commercial to ensure that the best interests of the client were at the heart of everything.x
Tim Bamber is one of the founding directors of 2XL Commercial Finance with a previous career spanning nearly thirty years in commercial banking. Whilst employed, he had senior roles including team management, business development, credit and relationship management.
He has extensive experience in structuring funding solutions and has worked with a cross section of clients and sectors. He still gets immense satisfaction in assisting clients by arranging the finance package most appropriate to their needs. He has a hands-on approach and his clients include large property investment clients who turn to him for assistance on a regular basis.x
With a long career in Commercial Banking, Max was the Head of Bank Training before returning to the “coal face” as an Area Director with the task of setting up one of 12 National Business Development Teams (for South Central England) for Lloyds Bank. He led the team of 8 Business Development Managers who were tasked with bringing in new SME business. The team was quickly established as the top performers in the country.
With his experience in dealing with introducers, predominantly brokers and accountants, Max started his own Commercial Brokerage in 2013. Since then he has helped over 600 clients raise approaching £100m.
An integral part of his business has been the strong working relationships formed with both clients and lenders. Max was delighted to be appointed a Funding Circle Business Champion, one of only three brokers in the South West. This was in recognition of proficiency in delivering a “best in class service” allowing clients speedier underwriting and response times and lower fees.
Max is responsible for 2XL’s South and West Office.x
Tom joined 2XL Commercial Finance in October 2019 to focus on supporting clients across the North of England and is based in Manchester. He has 8 years combined Corporate and Commercial banking experience, firstly at Barclays and latterly at Santander, in a variety of complex relationship management and leveraged finance roles.
Before leaving Santander, Tom was a member of its Structured Finance team, originating and structuring complex leveraged transactions across a variety of sectors, working with clients ranging from partnerships and SMEs to large corporates and PLCs. Thorough in his approach, he is determined to ensure the client’s needs are fully understood to, therefore, deliver the best possible funding solutions, and on the right terms.
A graduate of the University of Leeds, Tom enjoys hill walking across the UK, playing golf (badly) and watching Manchester United.x
Nina started as a trainee broker 12 years ago and has been a broker her whole working life. She was one of the first brokers to study for the Certificate in Business Banking and Conduct and in 2016 went on to study the diploma level.
Having worked her way up from trainee to managing a team of 5 commercial finance brokers Nina has joined the 2XL team for her next challenge building her own introducer and client base.
She has experience in dealing with all different lending requests from buy to let refinances to industrial units purchases and particularly enjoys working with developers to secure finance for their projectsx
Adam has 10 years’ experience in both retail and commercial banking spread across Barclays, Natwest and Cambridge & Counties bank. He was one of the founding members of Cambridge & Counties bank where he spent 7 years fine-tuning his expertise in secured loans, specialising in property.
Adam spent most of his time building relationships with multiple introducer types from customers, brokers, accountants, solicitors etc ensuring the best deal for all the clients that he worked for. Given his expertise in the challenger bank sector, he is ideally placed to get the best from lenders that they can give. He is particularly good with those deals that just do not quite fit with the mainstream.
Adam enjoys and is committed to giving a quality service where clients can be as hands-off as is possible, taking the pain out of getting the funding you require.x
Dave Clarke, married with 3 children and 5 grandchildren spent almost 40 years in commercial banking (Barclays, Bank of Scotland & Lloyds) and the last 30 years as a Relationship Manager and then BDM.
He then left in 09/2014 and has been a commercial finance broker since.
Hobbies – Sport (more watching than playing these days – so primarily watching Southampton lose!); Theatre; Grandkids, music/concerts and (still) being a taxi service for his kids.
Claim to fame – Have one international football cap. Played for Guernsey against Jersey (Barclays sent me to Guernsey for 2 years which is where I met my wife who is actually a cockney) and I scored [although we still lost!].x
Steve joined 2xl Commercial in 2012 after 36 years with Lloyds Banking Group. During that time, he undertook a number of Commercial roles in the SME market including relationship management, and business development.
Steve has a wealth of experience in providing funding solutions for customers in all areas of commercial finance and has an in depth knowledge of the commercial funding market.
He is committed to providing the best possible service, ensuring customers are kept up to date with developments throughout the entire funding process.
Don’t be fooled by the white hair! Steve has an energetic approach and gets great satisfaction from providing his clients with the right product at the right price in exactly the right way.x
With over 12 years experience in marketing, both online and offline, Sarrah brings with her the knowledge, insight and experience in ensuring 2XL remains at the forefront of it’s industry.
Sarrah has worked across a number of industries, leading creative campaigns for household brands and local SME’s.
With a focus on relaunching the new brand identity, Sarrah is responsible for the content shared across all platforms and is committed to modernising and rejuvenating the image of commercial finance!x
Victoria Ellison graduated from Loughborough University with a BA (Hons) in Modern European Studies then swapped languages for finances to become a financial planner. The first half of her career was spent advising clients, as well as managing and coaching other advisers, before she decided to focus solely on adviser development.
After a range of roles with national companies training their advisory staff and working closely with their respective compliance departments, in 2013, Victoria began working exclusively as a Compliance Consultant. Ever since, she has been instrumental in assisting brokers and lenders with FCA authorisation and their subsequent compliance needs.x
This could be you!
Looking for a change in career?
If you have experience working within the Commercial Banking sector and want to explore the opportunity of joining an award-winning brokerage firm with full compliance and a marketing structure behind you, then please do get in touch with us to discuss potential opportunities.x
Commercial and Business Mortgages
Thinking about buying your own premises? Or are you considering investing in a commercial or residential property? Whether it's buying, investing or expanding your current portfolio, a commercial mortgage may be the right solution for you.
Commercial - Business - Personal Insurance
Don't waste your hard work in business by not securing appropriate insurance to cover all risks. We can help you with Public Liability Insurance, Employee Liability Insurance, Professional Indemnity Insurance, Buildings Insurance, Debtor protection, Life & critical illness plus much more.
If you are looking to redevelop an existing site or to invest in building a new commercial or residential property, we can help you secure development funding. Our experts can also help you with options to reinvest or expand your portfolio.
Enterprise Finance Guarantee Scheme
At 2XL, we can help you buy a business or secure finance to start your own! Whether it's finance to purchase assets or to find alternative funding in the absence of security, find out more.
Finance for Pension Funds (SSAS or SSIP)
Are you looking to make your SSAS or SIPP work harder for you? Whether you are on the search for a new property to invest in using your pension scheme, we can help guide you through the process.
Finance for Professionals
Specialist industries deserve specialist advice. If you operate in any of these areas, then do get in touch to find out how we can assist you in sourcing and securing finance solutions. Our team have experience working with Doctors, Dentists, Vets, Pharmacists, Solicitors, Care Homes and Specialist care providers.
Business Loan and Peer-to-Peer Funding
Looking to expand your business with an immediate cash injection? Maybe to pay a tax bill or purchase new equipment? We can help secure funding to support your business including the purchase of a new business or ease cashflow.
Property Portfolio Funding
Whether it's a solution to refinance existing properties, purchase a new commercial or residential property or to search for stronger rates of interest to release cash, 2XL can help you find funding.
Looking to purchase new assets or equipment for your business? Whether it is a business property refurbishment, an update to your fleet or machinery or even adding that much needed van or car for your business, we can help you secure asset finance.