Who are we?
2XL Commercial Finance Ltd are Commercial Finance Brokers based in Macclesfield. We act as commercial finance brokers and advisors for our customers. 2XL Commercial Finance Ltd are Authorised and Regulated by the Financial Conduct Authority.
How we will use the information about you?
Here at 2XL Commercial Finance Ltd we take your privacy seriously and will use your personal information in a number of ways which will help us;
1. Source the most appropriate funding solution.
2. Prevent fraud.
3. For audit purposes.
We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies. Information you provided may be put onto a register of claims and shared with other insurers to prevent fraudulent claims. We will not disclose your information to any company outside of our panel of commercial funders except to help prevent fraud or if required by law to do so.
For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold on you, please contact firstname.lastname@example.org
If you consent to us contacting you for this purpose we will ask you to confirm how you would like us to do this, for example by post, email, telephone or text message. You can withdraw this consent at anytime by contacting us at the above address.
Your Personal Data
What we need
2XL Commercial Finance Ltd will be what is known as the ‘Controller’ and the ‘Processer’ of the personal data you provide to us. We collect personal data about you including your address and contact details – email address & phone numbers (mobile and landline). We will collect personal financial information such as your personal income and expenditure, details of your assets and liabilities, copies of personal bank and savings account statements and personal mortgage and credit card statements. We may also require special types of information or location-based information.
We will also need other types of information such as identify/address verification documents, e.g. passport or driving licence.
Why we need it
We need to know your basic personal data to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need to provide and oversee this service to you.
What we do with it
All the personal data we use is controlled by 2XL Commercial Finance Ltd in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the United Kingdom. No 3rd parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data.
We may pass your data to the commercial funding providers we work with to provide you with offers of products suitable to meet your customer requirements.
How long we keep it
We will keep your information in accordance with legitimate business purposes for as long as is necessary to comply with our legal and regulatory obligations, including fraud prevention.
Your data is stored electronically on a cloud encrypted server which is based in the United Kingdom.
We will share your details with the commercial funding providers we work with, so that they process your information, allowing 2XL Commercial Finance Ltd to offer suitable and sustainable products that they provide.
If at any point you believe retained information is incorrect you can request to see this information and even have it corrected and possibly deleted. You may also request that we provide you with a copy of the data that we hold about you. Providing you this information is free of charge.
If you wish to raise a complaint on how we have handled your personal data, you can contact us at the above address or via info @2xlcommercial.com and we will investigate the matter.
You have the right to request that we erase your personal data although we may not be able to consent to this if it conflicts with our legal or regulatory obligations.
You have the right to withdraw consent at any time and this means that we cannot process the data you have provided and therefore will be unable to continue to provide services to you.
If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the Information Commissioner’s Office (ICO) at https://ico.org.uk/ You can also call their helpline on 0303 123 1113 or email them directly on email@example.com
Commercial and Business Mortgages
Thinking about buying your own premises? Or are you considering investing in a commercial or residential property? Whether it's buying, investing or expanding your current portfolio, a commercial mortgage may be the right solution for you.
Commercial - Business - Personal Insurance
Don't waste your hard work in business by not securing appropriate insurance to cover all risks. We can help you with Public Liability Insurance, Employee Liability Insurance, Professional Indemnity Insurance, Buildings Insurance, Debtor protection, Life & critical illness plus much more.
If you are looking to redevelop an existing site or to invest in building a new commercial or residential property, we can help you secure development funding. Our experts can also help you with options to reinvest or expand your portfolio.
Enterprise Finance Guarantee Scheme
At 2XL, we can help you buy a business or secure finance to start your own! Whether it's finance to purchase assets or to find alternative funding in the absence of security, find out more.
Finance for Pension Funds (SSAS or SSIP)
Are you looking to make your SSAS or SIPP work harder for you? Whether you are on the search for a new property to invest in using your pension scheme, we can help guide you through the process.
Finance for Professionals
Specialist industries deserve specialist advice. If you operate in any of these areas, then do get in touch to find out how we can assist you in sourcing and securing finance solutions. Our team have experience working with Doctors, Dentists, Vets, Pharmacists, Solicitors, Care Homes and Specialist care providers.
Business Loan and Peer-to-Peer Funding
Looking to expand your business with an immediate cash injection? Maybe to pay a tax bill or purchase new equipment? We can help secure funding to support your business including the purchase of a new business or ease cashflow.
Property Portfolio Funding
Whether it's a solution to refinance existing properties, purchase a new commercial or residential property or to search for stronger rates of interest to release cash, 2XL can help you find funding.
Looking to purchase new assets or equipment for your business? Whether it is a business property refurbishment, an update to your fleet or machinery or even adding that much needed van or car for your business, we can help you secure asset finance.