Terms of Business
Terms of Business
2XL Commercial Finance is the trading name of 2XL Commercial Finance Ltd, company registered number 6570063 of Stone House, 55 Stone Road Business Park ST4 6SR. Telephone number 01625 421976.
We are members of the National Association of Commercial Finance Brokers and work in conjunction with their code of conduct. We are authorised and regulated by The Financial Conduct Authority.
We are independent and work with an extensive panel of commercial funders which is reviewed on a regular basis to ensure that clients are obtaining the best possible terms available in the market at any time.
Before we act for you any fees that we will charge will have been agreed in writing between us and a letter of engagement issued which is signed by you. Fees may be charged prior to the commencement of work, upon acceptance of a formal offer of funding or upon drawdown of funding and will be clearly documented. The level of fee charged is based upon the level of complexity of the funding required, time to be spent sourcing & arranging the funding and the level of funding required.
We may also receive a commission from the provider of funding taken by you, upon drawdown or after the drawdown of funding and full details of any such commission can be provided upon request.
We will treat all information provided by you as private & confidential except where we are permitted or required by law to divulge information to third parties. You agree that the information we hold about you can be held on computer and/or paper files and may be disclosed to third parties for arranging the requested funding. You have the right of access under the Data Protection Act 1988 to your personal records held.
Commercial and Business Mortgages
Thinking about buying your own premises? Or are you considering investing in a commercial or residential property? Whether it's buying, investing or expanding your current portfolio, a commercial mortgage may be the right solution for you.
Commercial - Business - Personal Insurance
Don't waste your hard work in business by not securing appropriate insurance to cover all risks. We can help you with Public Liability Insurance, Employee Liability Insurance, Professional Indemnity Insurance, Buildings Insurance, Debtor protection, Life & critical illness plus much more.
If you are looking to redevelop an existing site or to invest in building a new commercial or residential property, we can help you secure development funding. Our experts can also help you with options to reinvest or expand your portfolio.
Enterprise Finance Guarantee Scheme
At 2XL, we can help you buy a business or secure finance to start your own! Whether it's finance to purchase assets or to find alternative funding in the absence of security, find out more.
Finance for Pension Funds (SSAS or SSIP)
Are you looking to make your SSAS or SIPP work harder for you? Whether you are on the search for a new property to invest in using your pension scheme, we can help guide you through the process.
Finance for Professionals
Specialist industries deserve specialist advice. If you operate in any of these areas, then do get in touch to find out how we can assist you in sourcing and securing finance solutions. Our team have experience working with Doctors, Dentists, Vets, Pharmacists, Solicitors, Care Homes and Specialist care providers.
Business Loan and Peer-to-Peer Funding
Looking to expand your business with an immediate cash injection? Maybe to pay a tax bill or purchase new equipment? We can help secure funding to support your business including the purchase of a new business or ease cashflow.
Property Portfolio Funding
Whether it's a solution to refinance existing properties, purchase a new commercial or residential property or to search for stronger rates of interest to release cash, 2XL can help you find funding.
Looking to purchase new assets or equipment for your business? Whether it is a business property refurbishment, an update to your fleet or machinery or even adding that much needed van or car for your business, we can help you secure asset finance.